Is Your Social Security Number Leaked? Here’s How To Find Out And What To Do Next

Last updated on Nov 25, 2024 

If your Social Security number is leaked, the most critical steps are to freeze your credit with the three major bureaus (Equifax, Experian, and TransUnion) and file a report at IdentityTheft.gov. To find out if your SSN has been compromised, monitor your credit reports for unrecognized accounts, use an identity theft monitoring service, or check for unexpected mail like bills or tax filing rejections.

Why A Leaked SSN Is Serious

Your SSN is a key piece of your identity. With it, hackers can impersonate you, take out loans, and access sensitive accounts. Even if you don’t see immediate impacts, criminals can hold onto SSNs for years, waiting for the right moment to strike.

Potential Consequences

• Identity Theft: Opening credit accounts or filing false tax returns in your name.
• Employment Fraud: Using your SSN to obtain a job, causing tax issues.
• Medical Fraud: Receiving health care under your name, leading to false medical records.

Signs Your SSN Has Been Stolen

• Unexpected Mail: Credit card offers or bills for accounts you didn’t open.
• Credit Report Surprises: Unrecognized accounts or inquiries.
• Tax Return Issues: Multiple tax returns filed under your name.
• Health Care Records: Unfamiliar medical bills or entries.

How To Check And Protect Your SSN

• Monitor Your Credit Report: Check for unfamiliar accounts. You’re entitled to a free annual report from each major credit bureau.
• Use Identity Theft Protection Services: Services like Experian IdentityWorks or LifeLock can monitor your SSN.
• Freeze Your Credit: Prevents new accounts from being opened in your name.
• Sign Up For SSN Alerts: The Social Security Administration offers alerts for certain activities.

Immediate Actions If Your SSN Is Leaked

• Freeze Your Credit: If not already done, freeze your credit report.
• Notify Financial Institutions: Alert your bank and other institutions.
• File A Report With The FTC: Visit IdentityTheft.gov for a recovery plan.
• Contact Credit Bureaus: Place a fraud alert on your credit report.
• File A Police Report: Useful for resolving issues with creditors.

Protecting Your Business

For businesses, protecting SSNs and other personal information is crucial. A leak can lead to identity theft, unauthorized access to financial accounts, and data breaches. Ensure your business has a strong cybersecurity plan, including data encryption, network security, and employee education.

Need help securing your business against data breaches and identity theft? Schedule a FREE Security Risk Assessment by clicking “Book A Call” button below or call us at 610-590-4858 to safeguard your business from costly cyberthreats.